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Auckland Council

Retrofit Your Home - repayable financial assistance to heat or insulate your home

Retrofit Your Home - he pūtea te whakahokia anō hei whakamahana me te āta purupuru i tō kāinga noho

​If your home is cold, damp or not well insulated, and you meet the eligibility criteria, you can apply for financial assistance through our Retrofit Your Home programme.

How much you can get

If you are a ratepayer, you can apply for up to $5000 (including GST) for home improvement options like:

  • home insulation
  • clean heating
  • fire place removal
  • bathroom or kitchen mechanical extraction
  • water tank installation
  • water efficient devices.

How you can repay

You will pay back the borrowed amount through your property rates, including interest charges, over nine years.

See Retrofit Your Home repayments for information about instalments.

How to find out if you qualify

You qualify if you are:

  • an Auckland Council ratepayer
  • up to date with your rates payments and have a good payment history.

If you have more than one house, you can apply for up to $5000 for each house.

For clean heat options, your home must already be insulated.

Other options to fund your insulation

Warmer Kiwi Homes is a government programme offering grants that cover two-thirds of the cost of:

  • ceiling and underfloor insulation
  • a heat pump or an efficient wood burner or pellet burner.

You do not need to pay back grants provided by Warmer Kiwi Homes.

Grants for heaters are capped at $2500.

For more information, and to find out if you are eligible, see Warmer Kiwi Homes.

Bank funding options

If you have a mortgage with a New Zealand bank, you may be able to add the cost of insulating your home to your mortgage.

Some banks may agree to waive associated fees or offer discounted interest rates. For more information, see these bank websites:

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